It goes straight to you
Payments move from your customer's wallet to yours in one transaction. Settla never touches the money, so there's nothing to withdraw and no one to wait on.
For small shops & freelancers
Get paid in dollars, the moment your customer pays.
Settla turns an amount and a note into a link your customer can pay in USDC. The money goes straight to your wallet, with no card fees and nobody holding it in between.
How it works
From invoice to payment in three steps
If you can send a text message, you can send an invoice.
- 1
Write the invoice
Type the amount and what it's for. One tap in your wallet puts it on Arc.
- 2
Share the link
Send it on WhatsApp or email, or let your customer scan the code at the counter.
- 3
Get paid
They pay in USDC and the money lands in your wallet about a second later.
Why Settla
What you get
Paid in about a second
Arc confirms a payment the moment it happens, so nothing sits in “pending” for days and there is no transfer to chase.
One currency for everything
Even the network fee is paid in USDC, a dollar stablecoin. You never buy a second coin to get paid.
No sign-up, no monthly fee
Connect a wallet and send your first invoice. You only pay a fraction of a cent in network fees.
Good to know
- Notes are public.
- Invoices live on a public blockchain, so keep names and phone numbers out of the note.
- Two taps the first time.
- A new customer approves USDC once, then pays. After that it's one tap.
- You hold the keys.
- Settla can't freeze, reverse, or take a payment. It also means we can't recover a lost wallet for you.
- It's unaudited.
- Settla is a proof of concept and hasn't had a security audit. Start with small amounts.
Send your first invoice today.
It takes about a minute. All you need is a wallet with a little USDC.